Not only does driving without insurance leave you personally liable for any damage that occurs, but it is illegal and can lead to criminal and administrative penalties in Kalamazoo. If you have been accused of driving without insurance, or have been caught without insurance at a roadside stop or following an accident, you need to get in touch with an experienced driver’s license lawyer serving Kalamazoo who knows what it takes to help you fight back against the serious penalties you will face if convicted of operating a motor vehicle without valid insurance. Committing a traffic violation or getting involved in an accident, even one that isn’t your fault, without insurance can lead to extremely serious negative effects, which could inhibit your ability to drive for years to come. Never wait to begin working with an attorney who can guide you through your case, we are available now to fight for you or your loved one.
Trial attorney Scott Grabel knows how to protect clients who are accused of driving without insurance, and will do whatever it takes to get you the best possible result in your case. If you have been pulled over and accused of not having insurance, or if you have been involved in an accident, don’t say a word to police before you are able to get in touch with Scott Grabel or another member of our qualified team. We are available 24/7 so that you know what to do if you are pulled over without insurance, and will immediately begin providing you with guidance as you move forward with your defense. For over 15 years, our team has been helping clients in tough driver’s license and insurance related cases, and we know what you need to do if you want to win your case. Call 1-800-342-7896 right now, or contact our firm online to set up a free initial case consultation.
It is illegal to drive without certain types of basic insurance, no matter where you are in the state. In order to lawfully operate a motor vehicle, you need Personal Injury Protection, or PIP, which pays for medical coverage, loss of wages, and other benefits. You also need to carry Property Injury Protection, or PPI, which covers property your vehicle could damage for up to $1,000,000. Additionally, you need to have residual bodily injury and property damage liability insurance, which will cover costs if you are at fault in an accident. This basic insurance is required to drive, but additional insurance such as underinsured motorist coverage is not required.
If you are convicted of driving without the necessary insurance required under law, you could face the penalties set out in the Insurance Code. For a first offense, you could face up to a year behind bars, a $500 fine, a driver’s license suspension or revocation, and a misdemeanor record. If you have prior convictions, these penalties may be increased.
In addition to the criminal penalties above, there are a number of other consequences you could face if you are accused of driving without insurance. First, your insurance rate in the future will be increased greatly, and you could even be denied coverage by certain insurance companies. Second, you will be unable to sue for pain and suffering, as per the No Fault Law. If you are injured, you will be responsible for all of your medical expenses, and cannot sue for lost wages if you miss time at work. Additionally, all damage to your vehicle will be your responsibility. The other party can sue you for their pain and suffering, and you can be held liable for damage to their vehicle. This can all be extremely expensive, which is why it is never a good idea to drive without insurance. If you have allegedly operated a motor vehicle without the required insurance, contact our team now.
Our skilled attorneys know what you need to do in order to defend against driving without insurance allegations and the serious penalties that can result, and are available now to begin providing comprehensive criminal defense as you progress throughout your case. As soon as you get in touch with our team, we will begin applying our proven strategies to your case, and ensure you are informed of every legal option available to you. If you want the best possible result, you need to work with a top defense team like Grabel & Associates. Don’t wait – get ahold of our team right now and start fighting to protect yourself.
Our team is available 24/7 at 1-800-342-7896 toll free, and if you can’t call, email us through the contact form. Renowned trial lawyer Scott Grabel is ready to begin working with you, and we know what to do to protect you as you face allegations of driving without insurance in Kalamazoo.